Gurugram, India
Chimère Pay moves a US client's dollars into an Indian freelancer's account in 20 seconds at 1% all-in, against an industry norm of one to three days at 2–6% with funds frozen in transit. I built the stack end to end: the settlement rails, the compliance engine that scores every transaction with our own AML model in about 25ms and generates purpose codes and FIRA automatically, and the agent-native layer — a payments MCP endpoint any AI agent can call, and agentic wallets with budgets, permissions and a kill switch.
- 20-second settlement
- 1% all-in, no forex markup
- In-house AML model, ~25ms
- MCP endpoint for AI agents